Credit Approver-Large Corporates New Delhi

Job Description

Job description :-
• Responsible for Credit assessment
• Regular review of the case
• Detailed Financial analysis including finalization of financial model
• Preparation of Credit Approval Memorandum and following internal approval processes
• Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
• To maintain high quality standards of documentation, client communication, process compliance, etc
• Review and adherence of the rating methodology / framework for risk classification.
• Manage credit risk across all products and transactions in wholesale bank.
• Active client interaction for risk assessment as well as execution of transactions.
• Manage business partner expectations within the Firm's risk appetite.
• Facilitate regular portfolio reviews to identify and present risks associated with portfolio and recommend relevant actions
• Responsible for identification of other risks and escalation to relevant risk partners.
• Regulatory interaction for Credit Risk Management