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  • Category: Bank >>
    • Location: Mumbai, Maharashtra
  • Jop type: Full-time
  • Salary: ₹ Not mentioned

Job Description


Kotak Mahindra Bank
Mumbai, Maharashtra
7 hours agoFull–time
Job Description JOB Role: As part of Credit team for Business Loans Finance. The primary job of the credit manager is to understand: o the business dynamics, o products on offer, o various segments to whom we lend, • ensuring discipline in adherence to processes involved in credit buying • Underwriting & making proposals of business loans and other products as per location requirement(LAP-TL, OD, Commercial purchase) • manage the credit processing agent’s activities • ensure systematic verification processes and coordinate with verification agencies • be up to date on industries we lend and business environment in general, • take appropriate credit decision, • monitor the portfolio sourced, • understand and interpret the portfolio quality • interact with sourcing agents • co-ordinate with internal and external auditors Job Requirements: • Qualification - CA with relevant underwriting experience • Job Knowledge – o Good understanding of economy and implications of economic policies, o dynamics of international economic events on Indian economy, industry and segments, o understanding of functioning various industries / segments – cost matrix, competitors, laws applicable o good understanding of financials to arrive at a decision on lending and recoverability of loans granted. • Skills & Experience – Ability to analyse news, information, change in laws, financial data and assess its future impact on the business of the loan applicant, segment / industry in which the applicant function, segment in which we operate. Generally strong analytical and futuristic intuitive skills are the need of the job

Job details


Company Name: Kotak Mahindra Bank

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